Terms and conditions

To be eligible to use this Website and our Services:

• You must be 18 years old or over; and
• You must not be a resident of, or be established (including but not limited to holding a valid passport) in the jurisdictions where our Services are restricted.

We amend these Terms and Conditions from time to time. Every time you wish to use our website, please check these Terms and Conditions to ensure you understand the terms that apply at that time. Copies of the most recent version will be made available on the Website at all times and will be provided to you by email on your request.

Our Website is made available free of charge. We may update and change our Website from time to time, to reflect changes to our Services, our users' needs and our business priorities. We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Website for business and operational reasons.

You are responsible for ensuring that all persons who access our Website through your internet connection are aware of these Terms and other applicable Policies and that they comply with them.

You can open an initial account by providing your email address or creating an email address with the help of our stuff, and by choosing a password.

If you choose, or you are provided with, with an email or password or any piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any account or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.

You accept that we reserve the right to liquidate any processing or transfers at any time regardless of the profit. If you know or suspect that anyone other than you knows your password, you must promptly notify us at [email protected]

We reserve the right to verify your identity or identity of your clients for the purposes of complying with the Seychelles’ Anti-Money Laundering Act 2006 or any other applicable law. You agree to cooperate with us in our due diligence process and will provide all documentation or information that we may require to satisfy ourselves of your identity and the purpose of the business relationship.

It is your responsibility to provide us with the correct details of your address. We accept no liability for any incorrect transactions.

We may freeze any account in the event that we suspect or have reason to believe you are engaged in suspicious or other activity or have breached any of the above warranties or other provisions of these Terms.

This may result in the unwinding or full reversal of any Services that are being provided to you.

Whilst your account is frozen we will conduct an investigation and may require you to cooperate with our enquiries. During the investigation stage you will not be able to receive or send out transactions to your account nor from it. At the end of the investigation we may, at our own discretion, decide to close your account for which we are not required to provide you with any reasons for the same. We reserve the right at our own discretion to close your account at any time.

By using this Website you warrant that:

• you are at least 18 years of age and have the capacity to accept the Terms
• any funds you deposit are from a legitimate source
• using our Services does not constitute a breach of your home jurisdiction’s laws
• any information or documents you provide as part of any process and including but not limited to the ID verification process are correct, genuine and up-to-date
• you are not a resident or established in the jurisdiction where the Services offered are restricted

The content on our Website is provided for general information only and, at times, may be incomplete, out of date or inaccurate. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Website.

Any reliance on this information is solely at your own risk.

To the fullest extent permitted by applicable law:

• we exclude all implied conditions, warranties, representations or other terms that may apply to our Website or any content on it
• we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: (a) use of, or inability to use, our Website; or (b) use of or reliance on any content displayed on our Website.

Without prejudice to the foregoing, we will not be liable for:

• loss of profits, sales, business, or revenue;
• interruption of use or loss or corruption of data;
• business interruption;
• any indirect or consequential loss or damage.

Subject to the limitations referred to above, our total liability to you, whether in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising under or in connection with this agreement shall be limited to an amount equivalent to the fees paid by you to us under this agreement during the twelve (12) month period prior to the cause of action.

We do not warrant that the use of the Website or any materials contained therein will be uninterrupted or error free. Services are provided on an “as is” and “as available” basis without any representation or warranty, whether express or implied, to the maximum extent permitted by applicable law.

We do not accept liability for the timely operation of the Website.

By using this service, you accept that all trade executions are final and irreversible.

You hereby indemnify us, our affiliates and service providers, and each of our or their respective officers, directors, agents, employees and representatives, in respect of any costs (including attorneys' fees that have been reasonably incurred in connection with any claims, demands or damages arising out of or related to your breach and / or our enforcement of these Terms (including without limitation your breach of our other policies or your violation of any law, rule or regulation, or the rights of any third party.

We are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

When accessing and using the Service, You must:

• not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful;
• not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to the Website;
• not attack our Website via a denial-of-service (DOS) attack or a distributed denial-of service (DDOS) attack;
• not attempt to undermine the security or integrity of our systems, including third party associated systems;
• not use the Services or associated third party Services in any way which may impair their functionality;
• not attempt to copy, adapt, reverse engineer, decompile, disassemble, modify, adapt or make error corrections to the Website

We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

We do not guarantee that our Website will be secure or free from bugs or viruses.

You may link to our Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Website in any website that is not owned by you.

We reserve the right to withdraw linking permission without notice.

Fees are disclosed within the Merchant’s Agreement or Referral Agreement which are provided by us.