Crypto Payment Solutions
03.10.2026
What Is a Crypto Payment Gateway and How Does It Work?
"Seen" and "settled" are different states, and shipping on the first one is how merchants lose goods. Bitcoin is visible in seconds and final in an hour. Solana is sub-second confirmed, finalized in thirteen. This guide walks a crypto payment from checkout to settlement, then covers the decisions that follow: custodial or non-custodial, and who holds your money before it lands; five integration routes ranked by developer effort; static versus dynamic addresses and what breaks with the wrong choice; whether to settle in crypto, stablecoin or fiat. Plus the edge cases nobody mentions until they happen – underpayment, overpayment, duplicate, wrong network – and a pre-integration checklist of eight things to confirm before signing.












