Confirmo Payment Gateway Review: Features, Fees, and Integration for Businesses

In the era of digital transformation, payment solutions are becoming a key factor in business competitiveness. One of the leading players in the crypto payments market is Confirmo, a platform that has evolved over a decade into a mature infrastructure solution for global businesses.

Founded in 2014 in Prague under the name BitcoinPay (in partnership with the regulated European exchange Coinmate), the company started out processing payments in Bitcoin and Litecoin when the crypto payments market was just emerging. Today, Confirmo has one of the most advanced infrastructures in the industry, offering businesses a comprehensive solution for receiving and sending cryptocurrency payments.

Confirmo's mission is based on eliminating the key barriers of traditional financial systems: slow transactions, high fees, currency fluctuations and bureaucratic restrictions. The approach is based on stablecoins as a bridge between the speed of cryptocurrencies and the stability of fiat money. They allow you to:

• make instant cross-border payments without intermediaries;
• avoid hidden currency markups;
• work 24/7 without being tied to banking hours.

The Confirmo payment gateway is designed for companies of all sizes, from e-commerce platforms to high-risk sectors (e.g., iGaming). Its key advantages are:

• support for multiple cryptocurrencies;
• conversion to fiat currencies;
• compliance with AML/KYC standards;
• flexible integration with business systems.

Confirmo doesn't just simplify payments - it gives businesses a tool to enter new markets and participate in the global economy on their own terms. This review of Confirmo provides information about the company, its field of activity, advantages, disadvantages, and commission rates.

What is Confirmo

Confirmo is a modern crypto payment gateway that turns complex blockchain transactions into a simple and secure tool for businesses. The platform allows companies to accept cryptocurrency payments, convert them into fiat currencies, and manage cash flows on a global scale.

Key features of the platform

• 11+ years in the crypto payments market;
• 99.97% system uptime;
• 141 countries with active customers;
• over $800 million in annual payment processing volume;
• Support for transactions in BTC, ETH, USDT, USDC, SOL, POL, LTC, TRX.

Transparent pricing policy

No hidden fees. The cost of services is clearly defined and corresponds to the stated quality of service. The base commission rate is 0.5-0.8%, depending on the service.

Scope of work

The payment gateway offers a universal solution for businesses in various fields. The provider's services can be used by companies in the fintech and payments,
e-commerce, forex brokers, trading platforms, iGaming and other sectors. In addition to cryptocurrency payments, Confirmo offers bulk payments, including payroll.

Easy integration

The system can be implemented in a matter of days thanks to:

• ready-made APIs;
• detailed technical documentation.

Multi-currency

Support for popular cryptocurrencies and stablecoins allows you to attract a global audience and reduce dependence on local payment systems. Confirmo strives to work only with the most popular cryptocurrencies, rather than chasing quantity. If an entrepreneur is not satisfied with the available list of tokens, they can submit a request by email and discuss the possibility of connecting payment acceptance in another cryptocurrency.

Protection against volatility

Confirmo uses automatic conversion of cryptocurrencies at the time of payment. The customer pays with the cryptocurrency of their choice, and the seller receives the currency they selected in the control panel. The funds received are stored in Confirmo's internal account. They can be withdrawn to a bank account or sent to your cryptocurrency wallet.

Potential limitations

Despite its impressive set of advantages, Confirmo has some nuances that require attention:

• Dependence on the regulatory environment. Since the platform strictly complies with AML/KYC regulations, some transactions may require additional verification.
• Limited selection of fiat currencies. Although the system supports leading cryptocurrencies, the list of fiat currencies available for withdrawal may be smaller than that of traditional payment providers. Confirmo also lags behind its competitors in terms of the variety of cryptocurrencies available for payment. For example, 0xProcessing supports 65+ of the most popular cryptocurrencies.
• Technical complexity for beginners. Companies with no experience working with cryptocurrencies may need time to learn the interface and API.
• Geographical restrictions. Despite its presence in 141 countries, local restrictions on the use of crypto payments may apply in certain regions.

Confirmo is a mature solution for businesses looking to integrate crypto payments into their operations. Its strengths - security, transparency, speed, and scalability - make the platform an attractive choice for:

• online stores;
• gaming platforms (iGaming);
• international services;
• companies working with high-risk industries.

At the same time, it is important to consider regulatory nuances and the potential need to adapt internal processes to work with cryptocurrencies.

How Confirmo works

Confirmo works as a crypto payment gateway, providing businesses with tools to receive, process, and send cryptocurrency payments. The platform supports stablecoins (USDC, USDT) and other cryptocurrencies (BTC, ETH, SOL, LTC, TRX), offering solutions for online and offline transactions, mass payments, and integration with business systems.

Confirmo payment gateway offers four key services for customers, from accepting online payments to offline settlements:

• Payment with stablecoins and cryptocurrency on the website. Accept payments in cryptocurrency directly on your website, pay via digital invoices (bills). Payments are available in USDC, USDT, BTC and other cryptocurrencies. It is possible to integrate crypto payments into the existing website system using API.
• Deposits. Accepting deposits from customers in cryptocurrency, automatic conversion and crediting of funds. Scalable processing of incoming payments is suitable for businesses of any size;
• Withdrawals and Mass Payouts. Mass payments to thousands of recipients simultaneously, process automation via API. Flexibility in choosing assets for payments – cryptocurrencies or fiat funds.
• POS Terminal (Point-of-Sale App). Turn your smartphone into a POS
  terminal for cryptocurrency payments. Works via the Bitcoin Lightning network. Supports offline transactions with minimal fees and a convenient solution for retail businesses and the service sector.

Confirmo is a reliable partner for working with stablecoins. The platform provides secure and transparent payment processing, combining modern blockchain technology with the convenience of traditional payment systems.

Which cryptocurrencies does Confirmo support?

Confirmo carefully selects digital assets to support, focusing on the quality and reliability of blockchain networks. The platform only works with proven cryptocurrencies that ensure security, speed, and wide recognition.

• BTC (Bitcoin) – via the Bitcoin and Lightning networks (the latter provides the fastest and cheapest transactions);
• ETH (Ethereum) – on the Ethereum, Arbitrum and Optimism networks;
• SOL (Solana);
• POL (Polygon);
• USDT (Tether) – on the Ethereum, Tron, Polygon, Arbitrum, Optimism and BNB Smart Chain;
• USDC (USD Coin) – on the Ethereum, Polygon, Arbitrum, Optimism and BNB Smart Chain networks;
• LTC (Litecoin);
• TRX (Tron).

These assets were chosen due to their high liquidity, network stability and wide recognition in the crypto community.

For the convenience of businesses, Confirmo also offers the option of withdrawing funds in fiat currencies: US dollars, euros and Czech korunas. This allows companies to receive payments in cryptocurrency and then convert them into familiar money – without unnecessary complications and with minimal delays.

Service fees

Confirmo adheres to the principle of transparent and competitive pricing – with no hidden fees or mandatory contributions.

Basic rates:

• Invoicing (payment acceptance). Processing fee: 0.8% of the transaction amount; the rate may be reduced for high turnover.
• Payments (mass transfers). Processing fee: 0.5% of the amount. An additional network fee is charged, the amount of which depends on the blockchain load.

The base commission (0.8% for accepting payments and 0.5% for payments) already includes transaction processing, conversion between cryptocurrencies, stablecoins and fiat currencies.

The table shows network commissions for major cryptocurrencies.

Note: Network fees are dynamic and depend on network congestion at the time of the transaction. The exact amount is displayed before the transaction is confirmed. The table shows the average value.

Confirmo does not charge connection fees, monthly payments, service fees, currency exchange fees (already included in the base rates), or fees for using the POS application (it is completely free).

Special fees:

• Error fee – 100% of the amount for non-refundable payment errors.
• Unregistered account – 100% of the balance for unpaid bills.
• Return fee – €20 or 10% of the amount (there is no refund guarantee for sending funds to the wrong wallet).

When withdrawing fiat (dollar, euro, Czech koruna), your bank or payment provider may charge its own commission (the amount depends on your agreement with them).

Confirmo offers minimal fixed rates with complete transparency of calculations. All additional costs are visible to the user in advance before confirming the transaction.

How to connect Confirmo to your business

Confirmo works with different categories of businesses and offers a wide range of services. Therefore, the process of getting started may vary slightly. The universal algorithm for connecting Confirmo to your business:

• register on the provider's website with your email address;
• provide information about your business and documents for verification (iDenfy and company documents are used);
• verification of information takes one business day.

The exact list of documents required for verification depends on the type of business and country of registration.

Confirmo does not provide a test environment, but it is possible to create two accounts – one for verification and the other for work. Testing is best done on Litecoin, LN and TRON wallets. After test transactions, you can integrate the API gateway into your website and accept payments.

Confirmo allows you to create additional accounts, but there will be only one main account. The first account will have administrator rights. For added security, you can use two-factor authentication and a callback password.

How to contact Confirmo support

To contact Confirmo support, you can fill out a special form with information about yourself and your company.

Alternatives to Confirmo

If you are looking for an alternative to the Confirmo payment gateway, check out 0xProcessing, a modern cloud service for accepting cryptocurrency payments. The platform seamlessly combines the familiar logic of online acquiring with the capabilities of blockchain infrastructure, offering businesses flexible and secure solutions.

Unlike Confirmo, which focuses on a limited set of verified assets, 0xProcessing:

• supports more than 65 cryptocurrencies (including BTC, ETH, USDT on the ERC-20 and TRC-20 networks, and DOGE);
• operates on 16 blockchain networks, expanding the choice of payment methods for customers;
• uses VRCS (Volatility Risk Control System) – a volatility protection technology that automatically converts payments into USDT stablecoin.

0xProcessing is versatile and meets the needs of a wide variety of projects. For online stores, there is a ‘Pay with cryptocurrency’ button with instant conversion to USDT, and for SaaS services, there are recurring payments for automatic
subscriptions. The gateway is suitable for marketplaces, online games, and other areas of business.

Key advantages:

• Global coverage: accept payments from 180+ countries without restrictions.
• Integration via API in one day.
• Save on commissions: free connection, pay only for processed transactions.
• Convenience for customers: one-click payment via Web3 wallets, static wallets with unlimited replenishment.
• Security and reliability: proprietary blockchain infrastructure, protection against volatility.
• 24/7 support: personal manager for each customer.
• White label: customisation of the payment page to match your brand style.

Ready to optimize your crypto payments? Connect to 0xProcessing today – get a customized solution for your business, free integration and personalised support. Start accepting cryptocurrency without complications or hidden fees!

Conclusion

Confirmo is a mature and reliable solution for businesses seeking to integrate crypto payments into their operations. With over 10 years of operation, the platform has proven its stability: its uptime reaches 99.97%, and the volume of payments processed exceeds $800 million per year.

The key advantages of Confirmo are transparent rates (0.8% for accepting payments and 0.5% for payouts), support for leading cryptocurrencies and stablecoins, instant conversion to fiat currencies (dollar, euro, Czech koruna) and easy integration via API. The platform complies with strict AML/KYC standards, ensuring transaction security.

Although there are limitations, such as a narrow list of fiat currencies and the need for verification, Confirmo remains the optimal choice for online stores, iGaming platforms, and international services that want to enter the global market with minimal costs.

Frequently asked questions