Tether (USDT) is one of the most widely used stablecoins, gaining more traction in the business world. By 2025, its market value surpassed $143,5 billion — and this number keeps rising. An increasing number of entrepreneurs and businesses are embracing cryptocurrency as a form of payment, particularly USDT.
In this article, we’ll look into how to begin receiving payments in Tether, review the available solutions, and help you figure out which approach might align best with your business needs. We’ll also cover potential obstacles you may encounter and ways to navigate through them.
What’s Tether (USDT) and why do people use it for payments?
Tether (USDT) is a stablecoin — basically, a type of cryptocurrency that keeps a steady value. It’s tied to the US dollar, so 1 USDT is typically worth about $1. Due to its stable value, it is convenient for payments. USDT was launched back in 2014 and has since become one of the most popular digital assets. Today, both companies and individual users utilize Tether.
Why more businesses are switching to USDT
- Low Fees. Unlike bank transfers, transactions in USDT are cheaper — especially for international transactions.
- Fast Delivery. On most major blockchain networks, USDT transfers are confirmed within minutes — regardless of location or time zone.
- No Chargebacks or Reversals. USDT transactions are final and can’t be undone or disputed like credit card payments. This greatly reduces the risk of fraud.
- Growing Popularity. More entrepreneurs and companies are adopting cryptocurrency, and USDT is one of the most in-demand options.
Who is already using Tether for payments?
USDT is becoming increasingly popular across various industries. Entrepreneurs and companies choose Tether for its stability, fast transactions, and ease of use when settling transactions with customers worldwide.
Where USDT is especially in demand
- Tourism and Travel. Paying with USDT is convenient for tourists and international clients. There are no issues with currency conversion or long transaction processing times.
- Electronics Stores. In the tech and gadget market, USDT helps lower transaction costs and makes the payment process smoother for international customers.
- Gaming Industry. USDT allows for faster account top-ups and removes the risk of chargebacks — a key advantage in online gaming, where timing is everything.
- Hosting and IT Services. Tether is convenient for clients from any country and is not subject to banking restrictions. This is especially important for global IT companies.
- Online Media and Subscriptions. Platforms use USDT to offer subscriptions globally — fast, hassle-free, and without extra red tape.
Want to start accepting Tether (USDT) payments? Here's how to do it step by step
To start accepting USDT, you’ll need three essential components: a cryptocurrency wallet, a payment gateway, and some basic API integration.
The first step is choosing a wallet to store the incoming Tether (USDT) funds. It is needed to store the incoming funds. You can use a regular crypto wallet if you’re planning to handle everything on your own. But for businesses, it’s usually easier to go with the wallets that come with payment gateways. They’re often static — so each customer gets a fixed payment address. This greatly simplifies accounting and automating USDT transactions.
Next, you’ll need to connect to a payment gateway that enables seamless processing of Tether (USDT) payments. It lets you automatically generate customer payment addresses, track incoming funds, and confirm transactions without doing everything manually. That means no more checking transactions manually — and everything moves faster for your customers.
If you want to take it further, you can hook up an API. That’s just a way for your website or app to talk directly to the payment system. With it, you can automatically generate invoices, keep an eye on transaction statuses, and update your CRM or website in real-time.
0xProcessing offers flexible cryptocurrency payment solutions tailored to different business needs. The platform includes various wallet formats (including static wallets), an embeddable payment gateway, and full API integration. These tools are suitable for websites, online stores, and services — enabling you to quickly and securely start accepting payments in Tether. Their secure infrastructure and optimized payment processing ensure reliability and safety.
What’s the best way to accept USDT — and what are the pros and cons?
When choosing how to accept USDT for your business, you should think about four main factors: security, speed, ease of use, and costs. Below are the most common options businesses choose and what each one provides.
Direct transfers to a crypto wallet
The client sends USDT directly to your address. You immediately see the incoming funds. No intermediaries or additional services are required.
Advantages:
- Funds are received quickly.
- No need to connect third-party services.
Disadvantages:
- Transactions need to be checked manually.
- No automation or error protection.
This setup works fine if you don’t receive a large number of transactions. But if the volume gets high, it can turn into a lot of manual work—and that means more chances for mistakes.
Payment gateway
A gateway generates a unique address for each client. It tracks incoming payments and automatically notifies the system when the transaction is complete. Everything works without your involvement.
Advantages:
- The process is automated.
- Higher level of security.
- You can accept multiple currencies in one solution.
Disadvantages:
- You’ll need to pay for the gateway’s services.
- You’ll need to set up technical integration with your website or app.
This method is perfect for businesses that need speed, accuracy, and the ability to grow. It’s especially great if you have lots of customers and regular transactions coming in.
Plugins for websites and online stores
If you already have a website with a content management system, you can easily add a plugin to start accepting USDT payments. It’s a fast way to add crypto transactions without needing to code.
Advantages:
- Installation takes just a few minutes.
- Multiple payment methods can be accepted.
Disadvantages:
- Possible additional costs for support.
- Less flexibility in customizing for specific tasks.
This option is ideal for online stores that want to expand their payment methods to include cryptocurrency.
How to choose the suitable method?
If you have few transactions and are willing to monitor them manually, use direct wallet transfers.
If you have many transactions and automation is crucial, it's better to connect a payment gateway.
If you're working with a website that has a ready-made system, you can use a plugin.
The key is to choose a method that is easy for your customers and doesn't create unnecessary complications for your business.
How to avoid problems when receiving USDT
When accepting Tether payments, businesses may encounter a few challenges. Although USDT is a stablecoin, it’s important to consider risks such as the possibility of temporary deviations from the $1 peg, security issues, and regulatory requirements. Below are ways to minimize these risks and establish stable operations with USDT.
Volatility and price fluctuations
Even a stable cryptocurrency like USDT can experience slight price fluctuations. This can impact the amount you receive in fiat currency. For example, a client sends a payment, and just a minute later, the exchange rate changes. As a result, you may receive less than expected.
What to Do?
To avoid losses, it's better to use platforms that automatically convert USDT to fiat. Such solutions allow you to lock in the exchange rate at the time of transaction. This protects your business from sudden price changes and ensures stable transactions. Some payment gateways, like 0xProcessing, already offer these features. This approach is both convenient and secure for payments.
Transaction security
As the cryptocurrency market expands, fraudulent activity is also on the rise. That’s why businesses need to protect both their funds and their customers’ data, especially when handling high transaction volumes and large amounts.
What to Do?
Choose only trusted platforms and wallets. Make sure to enable two-factor authentication. It’s also beneficial if the payment gateway offers encryption and protection against suspicious activities. Additionally, ensure that the system tracks transactions in real-time and responds to any potential risks. These features are available in modern crypto gateways, including 0xProcessing.
Legislation and taxes
Crypto oversight is evolving swiftly, and in certain regions, the framework is already fairly rigid. Missteps in fiscal documentation can lead to penalties or even legal repercussions. Companies need to stay compliant and settle their tax obligations promptly.
What to Do?
Check how your country regulates cryptocurrency payments. In different regions, USDT may be considered property, a digital asset, or a payment method. Keep accurate records of income and expenses. Find out which taxes you need to pay. Some payment gateways assist with this by generating reports and helping you comply with local regulations. Such features are available with platforms like 0xProcessing.
If you tackle these risks early and set yourself up with the right tools, taking Tether can be smooth, secure, and fully compliant with regulations. That way, you can focus on growing your business without getting bogged down in technical hiccups or legal headaches.
Wrapping up: what USDT integration means for your business
Taking payments in Tether can unlock fresh opportunities for your business. It’s a hassle-free way to work with clients around the world—no more dealing with banking red tape, long waits, or sky-high fees. USDT acts like a digital version of the dollar, offering steady value and quick turnaround times. It’s especially handy for businesses that serve international customers, handle lots of small transactions, or operate in fast-moving markets. Adding USDT as a payment option can help you reach more people, smooth out the checkout process, and boost confidence in your brand.
0xProcessing offers a ready-made solution for accepting USDT and other cryptocurrencies — more than 50 digital assets with automatic conversion to stablecoins. The payment infrastructure is built on its blockchain infrastructure, ensuring a high level of security and reliability. Businesses have access to tools that help simplify accounting and automate payment processes for greater convenience. 0xProcessing provides everything needed to safely, quickly, and transparently accept cryptocurrency payments.
