Who Accepts Tether as Payment in 2026? A List of USDT-Friendly Companies

Cryptocurrencies are now part of everyday payments. They are changing how businesses work. Many companies use them for transactions. By January 30, 2026, the total value of all cryptocurrencies reached $2.82 trillion. This shows significant growth in the market.

Stablecoins like Tether (USDT) are especially important. They help keep prices stable and make the crypto market more predictable. In 2026, stablecoins were used for transactions worth $35 trillion. The total volume of transactions increased by $8 trillion over the year.

In this article, we will explore which companies will accept Tether (USDT) in 2026 and how the use of stablecoins like Tether simplifies business payments.

Tether: A stable coin for daily transactions

Tether (USDT) is the leading stablecoin in the crypto market. It was released by Tether Limited in 2014. Its value is pegged to the US dollar, which allows it to maintain a stable exchange rate, unlike assets such as Bitcoin and Ethereum, which are characterized by high volatility.

The principle of operation of Tether is based on 1:1 redundancy. This means that each issued USDT must be backed by equivalent assets (US dollars and other reserves) in the issuer's accounts. This model maintains the stability of its value, which is critically important for individuals and companies using cryptocurrency in payments.

From the very beginning, Tether has gained popularity among traders and investors. Its stable exchange rate simplifies the transfer of funds between exchanges and serves as a protective asset when trading more volatile cryptocurrencies.

Despite the emergence of alternatives such as USD Coin (USDC) and Binance USD (BUSD), USDT remains the leader in terms of usage. As of January 2026, its market capitalization is over $185 billion. The daily turnover of USDT is estimated at tens of billions of dollars.

The reliability and convenience of Tether make it an excellent choice for transactions. It is especially in demand in areas where value stability is crucial, from international trade to remits. That is why USDT continues to gain popularity as a means for payments and transfers around the world.

Which Companies Will Accept Tether in 2026?

Cryptocurrency payments are becoming an integral part of the modern economy. More businesses are adopting USDT due to its convenience, stability, and cost-effectiveness. In 2026, the number of companies accepting Tether will continue to grow. Let’s explore the key industries where USDT is already in use and gaining popularity.

Leading E-Commerce Platforms and Marketplaces

Online stores and marketplaces are actively integrating cryptocurrency payments. This helps attract new customers and speed up transactions. Some platforms already accept USDT, and this list is expected to expand in 2026. Among them:

• Shopify. Allows merchants to accept crypto payments through integrations with payment gateways.
• Overstock. One of the first major retailers to support cryptocurrencies.
• Newegg. A popular electronics store that accepts USDT and other digital assets.

Integration of cryptocurrencies into retail stores

Offline stores are increasingly introducing cryptocurrency payments. Already today, supermarkets and retail chains accepting USDT and other digital assets can be found in major cities around the world. This trend will accelerate in 2026, especially among retailers working with an international clientele.

Examples of companies that already accept or plan to implement payment in USDT:

• Gucci is one of the first luxury brands to launch cryptocurrency acceptance in its boutiques in the United States in 2026, along with Balenciaga.
• Large regional supermarket chains in countries with developed crypto infrastructure (for example, in selected countries in Latin America and Southeast Asia) have already integrated payment with digital assets through payment gateways.

This movement demonstrates the growing recognition of stablecoins as a convenient and stable means for daily settlements.

Tourism and Hospitality Sector

Cryptocurrency payments are particularly convenient for travelers. They help avoid high bank fees and currency exchange issues. In 2026, more hotels and airlines will add USDT as a payment option.

Companies accepting cryptocurrencies:

• AirBaltic. The first airline to accept cryptocurrency payments.
• Travala. A platform for booking hotels and tickets with crypto.
• Hotels and rental services. Some hotel chains already offer crypto payment options.

The gaming industry and online entertainment

Cryptocurrencies are becoming the standard for payments in the gaming industry and online entertainment. The use of stablecoins, in particular USDT, offers users instant replenishment of accounts and quick withdrawal of funds, which is crucial for a dynamic gaming environment. In 2026, Tether integration will become a massive trend for gaming platforms.

Examples of companies and destinations:

• Major game distributors. Platforms like Steam have had experience accepting Bitcoin in the past, and may turn to more stable assets like USDT in the future to expand payment options.
• Online casinos and betting platforms. Crypto casinos are actively switching to stablecoins in order to offer players predictable exchange rates and high transaction speeds.
• NFT games and metaverses. These projects are initially built on the blockchain, using cryptocurrencies and USDT as the main means to purchase in-game assets, land, and operations.

USDT strengthens its position as a universal currency for the digital worlds, providing security, speed, and stability to millions of users around the world.

Restaurants, Cafés, and Fast Food Chains

In major cities, restaurants accepting USDT are becoming more common. This trend is growing, especially among international chains and high-end establishments.

Companies supporting crypto payments:

• Starbucks and McDonald's are testing blockchain-based payment solutions.
• Fine dining restaurants in Dubai and London are already accepting USDT.
• Food delivery services are beginning to integrate cryptocurrency payments.

Luxury Goods and Real Estate Market

The luxury sector is always open to new technologies. USDT transactions are easy for large payments. They eliminate the need for banks or middlemen, making the process faster and simpler. By 2026, more people will use stablecoins to buy real estate and luxury goods, and this trend will continue to grow.

Companies working with crypto:

• Luxury car dealerships. In the U.S. and Europe, you can already buy a Ferrari or Lamborghini with USDT.
• High-end brand boutiques. Some premium stores accept cryptocurrencies.
• Real estate. Apartments in Dubai and Miami can now be purchased with USDT.

Subscription platforms and streaming services

Digital services and platforms with a subscription model also implement payment in USDT. This is especially important for users from regions with limited access to traditional international payment systems, offering them a convenient and affordable alternative.

Examples of companies that support or study crypto payments:

• Major streaming services. Giants such as Netflix and Spotify do not yet accept cryptocurrencies directly, but they may implement this option in the future through partnerships with third-party payment providers.
• VPN services. Many VPN service providers have long and widely supported payment in cryptocurrency, including USDT, which is consistent with their principles of privacy and accessibility.
• Platforms for content creators. Services like OnlyFans and Patreon are actively exploring the possibility of integrating crypto payments to provide more monetization options to their authors and their audience.

The choice in favor of cryptocurrency payments for businesses is obvious: it is speed, global reach and reduced transaction costs. In the following sections, we will look in detail at how you can use Tether to pay for goods and services.

Advantages of using Tether for businesses

Many companies already accept Tether (USDT) as a payment method. It is convenient for both businesses and customers. Let's consider the key advantages.

Convenience and speed of transactions

USDT enables fast and stable transfers, regardless of the sender's and receiver's location. In the Tron network (TRC-20), transactions are completed in a few seconds, and the fees remain minimal – usually under $1. This makes USDT payments convenient and predictable for businesses.

How it benefits companies:

• Fast payment processing. Funds are received instantly, without delays.
• Stable settlements. Fixed fees and immediate transaction confirmation.
• Minimal risks. Transfers are irreversible, reducing the likelihood of fraud and chargebacks.

Businesses don’t need to wait for payment processing or rely on bank schedules. This is especially helpful for international transactions and subscription services, where speed matters most.

Volatility protection

Despite the volatility of the crypto market, Tether is a stablecoin pegged to the US dollar. The cost of one USDT is always about $1. This allows businesses to avoid problems related to currency fluctuations. This advantage is especially important for companies working with international clients, as it guarantees stable settlements.

What does this give entrepreneurs:

• Predictability of income without losses due to sudden price changes.
• The ability to store funds in USDT without the risk of their depreciation.
• Simplification of financial accounting, since the value of the asset remains constant.

Expanding the customer base

Accepting USDT opens up access to new customers. Many people choose to pay with cryptocurrency. This is common in countries where the dollar is scarce or bank transfers are unreliable. Cryptocurrency offers an alternative payment option.

What it offers:

• Attraction of crypto investors and traders who hold assets in USDT.
• The ability to work with an international audience without banking restrictions.
• Access to customers who cannot use traditional payment systems.

Reducing operational costs

Accepting payments in USDT is cheaper than working with bank cards. Fees on the Tron network (TRC-20) are much lower than acquiring fees or international transfer charges.

Financial benefits for businesses:

• Minimal transaction fees.
• No costs for currency conversion.
• Absence of banking control and blocks.

Using Tether in business opens new opportunities. Companies gain a convenient tool for payments and optimize their financial operations. This helps increase efficiency and reduce costs.

Cryptocurrency Gateway: An Easy Way to Integrate Tether into Your Payment System

Specialized gateways are the most effective solution for integrating cryptocurrencies into payment systems. They allow businesses to not only accept digital assets, but also automate conversion processes, ensuring security and minimizing risks.

Cryptocurrency gateways make transactions fast and stable, as well as simplify the work with users who prefer payment in cryptocurrencies. One such solution is 0xProcessing, which offers a convenient and efficient way to integrate USDT into business processes.

Key Benefits of Using 0xProcessing for Cryptocurrency Payments

• Fast and Easy Integration - everything is done through an easy-to-use API.
• Protection from Volatility - cryptocurrency is automatically converted to USDT at the current rate, eliminating volatility risks.
• Variety of Payment Options - supports recurring payments, Web3 transactions, static wallets, and white-label solutions.
• Convenient Accounting - transaction reports are generated automatically.

With this solution, companies can immediately use USDT funds for regular transactions without worrying about exchange rate fluctuations. The process of withdrawing funds also remains simple and convenient.

How Can Companies Integrate Tether into Their Payment System?

Businesses that want to accept USDT can pick from different ways to set it up. The choice depends on their needs and structure. Let’s explore the main options:

Direct P2P Crypto Payments

The simplest way is to accept USDT directly to a crypto wallet. Customers send payments, and the company receives them without intermediaries. This method might be good for small businesses or single transactions. However, it’s not always practical for bigger companies.

Main limitations:

• Manual payment processing can be time-consuming.
• Businesses must ensure the security of their wallets.
• Accounting is handled manually, complicating financial reporting.

Companies use payment gateways like 0xProcessing to simplify crypto payments. These tools automate the process, making it easy to accept USDT without manual checks. They also offer easy accounting tools and keep operations secure.

Using cards to pay with cryptocurrency

A number of companies issue special debit cards linked to a crypto wallet. They work like regular bank cards, but allow the customer to pay in USDT, while the seller receives funds in the usual format. This is a convenient way for restaurants, retail stores, and service companies to accept cryptocurrency without complicated integration.

Popular Cryptocurrency Payment Cards:

• Binance Card. It allows you to pay with USDT wherever Visa is accepted, automatically converting the cryptocurrency into fiat.
• Crypto.com Card. Provides holders with cashback and rewards in cryptocurrency for purchases.
• BitPay Card. Instantly converts USDT to US dollars at the time of making the payment.

Businesses can benefit from using a crypto payment gateway like 0xProcessing. It’s reliable and cost-effective.

Converting Tether to Fiat for Bank Withdrawals

Businesses that accept USDT but use fiat currency can convert cryptocurrency automatically. They can then withdraw the funds to a bank account. This solution is ideal for companies that conduct transactions in USD, EUR, or local currencies.

How It Works:

• Customers pay for goods or services in USDT.
• A payment service converts the funds into fiat at the current exchange rate.
• The money is transferred to the company’s bank account.

How to ensure security when using Tether?

Accepting payments in USDT is convenient for businesses, but it requires security measures. Protecting funds from fraud, errors, and technical issues is crucial.

Security technologies for crypto payments:

• Multi-factor authentication. Protects access to wallets or payment systems.
• Hot and cold wallets. Hot wallets are for everyday transactions, while cold wallets are for secure storage.
• Data encryption. Protects transactions and customers’ personal information.
• Suspicious transaction monitoring. Automated systems to detect fraudulent transactions.

These technologies minimize risks and ensure the reliability of crypto payments.

How can you minimize risks when accepting crypto payments?

Mistakes in crypto transactions are irreversible. To avoid losses, companies should follow several rules:

• Check addresses before sending and receiving payments. An incorrect transfer cannot be refunded.
• Set up backups. Backing up private keys helps restore access in case of loss.
• Keep up with legislation. Requirements for crypto payments change, and it’s essential to comply with legal norms.

0xProcessing helps businesses accept USDT securely and without unnecessary complications. The service automates transactions, reducing mistakes and simplifying cryptocurrency operations. Integrating with 0xProcessing eliminates the need for manual transaction checks, lowering the risk of losses.

Accepting USDT can be secure if modern protection technologies are used and basic precautions are followed. Businesses need to use trustworthy payment services. They should also keep up with the latest security standards.

Transfer fees and transaction costs with USDT

Tether (USDT) operates on multiple blockchains, and the cost of transactions directly depends on the chosen network. The most popular for transactions with USDT are Ethereum (ERC-20), Tron (TRC-20) and BNB Smart Chain (BEP-20).

Comparison of commissions in different networks:

• Ethereum Network (ERC-20): Fees ("gas") can be high here due to network congestion, sometimes reaching several dollars per transfer.
• Tron Network (TRC-20): Offers virtually zero fees, making it a popular choice for fast and inexpensive transfers.
• BNB Smart Chain (BEP-20): Fees on this network are lower than on Ethereum, but are usually slightly higher than on the Tron network.

For a business, choosing the optimal network for working with USDT is a key factor influencing the final transaction costs.

How to control and reduce transaction costs?

Businesses can optimize cryptocurrency payment expenses using several strategies:

• Choose networks with low fees. For example, transfers of USDT through Tron are cheaper than through Ethereum.
• Use payment gateways with automatic fee optimization. These services select the best route for the transaction.
• Group payments. If a business makes several transactions in a row, combining them into one payment can reduce the fee.
• Monitor network congestion. During peak hours, fees are higher, so planning transfers during less congested times can help reduce costs.

The Future of payments using USDT

How will the crypto payment market Develop in 2026

The use of cryptocurrencies in business will expand. Companies are implementing USDT to speed up payments and reduce costs. In 2026, it is expected that even more enterprises will start using Tether, including offline retail and individual government services in a number of regions.

Cryptotransactions are gaining popularity, and stablecoins such as USDT are increasingly being used in international trade, and this trend will intensify.

Infrastructure development to support Tether

The technologies providing crypto payments are constantly being improved. Integration with online sales registers and accounting systems is becoming more seamless, and crypto accounting is becoming easier. Financial companies are developing new tools for working with USDT: business accounts, instant exchange and custody services.

Forecast: An increase in the number of companies accepting cryptocurrencies

The number of companies accepting cryptocurrencies is increasing every year. In 2026, many major retailers and delivery services will start working with USDT, as well as subscription platforms. USDT will make business transactions faster and easier, which will be especially noticeable in countries with weak currencies and high banking fees, helping to reduce costs and increase efficiency.

Businesses adapting to new payment technologies gain a competitive advantage. The integration of USDT helps to reduce costs and attract a new audience that appreciates fast and reliable payments in digital currencies.

Conclusion

More businesses are starting to use cryptocurrency payments. Tether (USDT) is rapidly gaining popularity as a widely used transaction method. USDT is stable and has low fees, making it ideal for international transactions. It benefits businesses in markets with unstable currencies. By 2026, more companies will accept USDT, creating new growth opportunities and helping businesses optimize their processes.

As infrastructure grows, entrepreneurs can use more cryptocurrency solutions. These solutions are better and cheaper. This, in turn, helps reduce operational costs and speeds up payment processing.

USDT helps businesses save on fees and reach more customers, as many users prefer fast and secure transactions. Companies that adapt to these changes gain a competitive edge and open up new opportunities in the market.

0xProcessing offers a comprehensive solution for accepting cryptocurrency payments. The service supports more than 65 digital assets, including USDT. Its blockchain infrastructure ensures reliability, keeping transactions secure and stable. Companies can automatically convert received funds into fiat and withdraw them to their bank accounts. All transactions are protected, and 24/7 support is provided to resolve issues. This makes working with cryptocurrency payments convenient, safe, and highly effective for businesses.