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Stellar payment gateway
Start accepting money from anywhere in the world with the Stellar payment provider 0xProcessing. Scale your business globally and handle transactions instantly and affordably.
+100 more
coins across 21 networks
5/5 (38)
6+
years in the market
$2B+
in total transaction volume
1,000+
satisfied clients
14M+
transactions processed
How Stellar (XLM) payments work
Integrating XLM payments
Add the Stellar payment method to your business with 0xProcessing's simple integration. Our payment gateway works perfectly for any website or mobile app. From e-commerce stores to forex trading and entertainment services, you can accept Stellar payments in just a few steps.
Customer choice
0xProcessing makes paying easy for your customers. They can select Stellar or pick from over 65 other supported cryptocurrencies. More payment flexibility for better customer satisfaction.
Payment processing
Your payments are processed instantly through 0xProcessing's Stellar payment gateway. We can also automatically convert XLM to stablecoins to ensure a steady value. You receive exactly what you invoiced without worrying about price fluctuations.
Profit crediting
Your Stellar payments transfer directly to your 0xProcessing account. Withdraw your earnings to your preferred crypto wallet or bank account whenever you want.
Tools for accepting XLM payments
We give merchants every tool needed to start accepting Stellar, from one-line snippets to full API integrations.
Why accept Stellar payments?
Discover the advantages of integrating XLM with 0xProcessing for your business:
Low transaction costs
Stellar transactions cost a fraction of a penny. Combined with our competitive processing rates, you can maximize profit on every sale.
Fast settlements
Stellar confirms payments in seconds. Your money is available in your account almost immediately, significantly improving your cash flow.
Global reach
Stellar is specifically designed for international payments. Using 0xProcessing, you can receive global customer payments without costly wire transfers and headaches with currency conversion.
Fraud protection
Once a Stellar payment is confirmed, it's permanent. Your revenue stays protected from fraudulent disputes and chargebacks.
XLM payment methods
Pick the integration that fits your business model. All methods support the same 0xProcessing infrastructure: real-time webhooks, full audit logs, and 99.9% acceptance rate.
Online checkout
Embed a pre-built payment page into your store or platform. Customers see a clean, mobile-optimized form and pay in XLM or any of 100+ supported assets.
API integration
Full programmable control over the payment flow. Connect your platform directly to our gateway with REST endpoints, webhook callbacks, and detailed documentation.
Payouts
Send tokens to contest winners, community contributors, or service providers in batches.
Possible Stellar operations
0xProcessing offers several types of XLM transactions for the effective management of your finances.
What is an XLM payment?
Stellar is a payment network created in 2014 to quickly and cheaply move money across borders. It is powered by the cryptocurrency XLM (Lumens). Stellar was designed to connect banks, payment providers, and customers, enabling fast, inexpensive transactions between any currencies. Many businesses accept Stellar because the payments are fast and cheap, tailor-made for sending money abroad.
Background on XLM
Founded in 2014 to make cross-border payments faster and more affordable.
Processes transactions in seconds with minimal transaction fees.
Operates on a decentralized network, focusing on accessibility and speed.
Connects companies and customers around the world.
Key features
Stellar payment processor
Accept Stellar payments effortlessly with 0xProcessing. Our platform supports over 65 cryptocurrencies and offers fast transactions with full security. From rapid integration to flexible customization, Stellar payment provider 0xProcessing is a smart choice for any online business.
5-second settlement
Stellar finalizes a payment in about five seconds, fast enough to confirm at checkout without waiting.
Fees around 0.00001 XLM
A Stellar transaction costs a tiny fraction of a cent, which makes it one of the cheapest networks for payments.
Memo handling
Stellar payments use memos to route funds correctly on shared addresses – the processor handles this automatically, so payments don't get lost.
Cross-border transfers
Stellar was built for fast, low-cost international settlement, a natural fit for cross-border payments.
Auto-conversion to stablecoins
Turn on VRCS and incoming XLM converts to a stablecoin on arrival, holding its dollar value.
USDC on Stellar
Accept native USDC on Stellar alongside XLM, giving customers a dollar-pegged option on a fast, cheap network.
What our clients say:
“Our store's USDT payment integration was a breeze using 0xProcessing. The assistance was top-notch, and everything went off without a hitch. Our confidence in the safety of our financial dealings has grown.”
Olga M.
E-commerce manager
What our clients say:
“Thanks to our partnership with 0xProcessing, we can now provide our global consumers with rapid, fee-free Ethereum transactions.”
Thomas J.
Operations Manager
What our clients say:
“The USDC solution from 0xProcessing has drastically cut down on our transaction expenses while also streamlining our payment process. Strongly suggested for any company considering accepting cryptocurrency payments.“
Sarah L.
CFO
What our clients say:
“It was a great decision to use 0xProcessing for payment processing in GameFi projects. Both the API's simplicity and the speed with which transactions are processed are noteworthy. Our productivity has skyrocketed thanks to this.”
Alex K.
Game developer
How to accept Stellar payments
E-commerce and other enterprises may start 0xProcessing with these steps:
1
Submit a request
2
Confirm the information
3
Get onboarding
4
Add the XML payment button to your website.
Solutions for industries
100+ currencies
Accept payments in other cryptocurrencies
View all
FAQ
Everything about Stellar.
How do I set up Stellar payments for my business?
You can start accepting XLM by implementing 0xProcessing's Stellar payment gateway via API. The setup is simple and does not require any blockchain knowledge. Just fill in the contact form on our website, and our manager will walk you through the integration process.
Which currencies can I convert Stellar into?
0xProcessing will automatically convert the received XLM into stablecoins or fiat currencies like the USD or EUR. You can also request conversion to any of the 65 other supported cryptocurrencies.
What businesses benefit the most from accepting Stellar payments?
E-commerce, gaming, fintech, and international service providers profit from fast, low-cost Stellar payments.
How fast are Stellar transactions, and how quickly will I receive funds?
Stellar network confirms transactions in seconds, meaning your funds will be quickly credited to your 0xProcessing balance. You can withdraw money to your crypto wallet at any time without extra fees or send it to your bank account through SWIFT or SEPA.
Are Stellar payments safe for merchants?
Yes. 0xProcessing protects Stellar transactions from fraud by using encryption, AML checks, and secure proprietary blockchain infrastructure.
Can I accept Stellar payments without a website?
Yes. With 0xProcessing, you can send payment links to request Stellar payments. Our platform easily integrates with any business structure.
Start accepting Stellar payments today
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