What is XAUT backed by?
One troy fine ounce of physical gold per token, meeting the London Bullion Market Association Good Delivery standard, stored in Swiss vaults. Holders can verify the specific bar through Tether's transparency portal.
Tether Gold payment gateway
Accept XAUT payments and let your business take in revenue backed by physical gold, as an XAUT payment provider, 0xProcessing handles fast, secure, and low-fee processing for merchants worldwide.
How does XAUT processing work?
The customer selects XAUT
Your client picks the token at checkout.
Window generated
A secure window appears with a unique address and the exact amount.
The customer sends funds
The buyer transfers tokens from any compatible wallet. Confirmation takes 1–3 minutes on Ethereum and 10–30 seconds on Tron.
Funds hit your balance
Credited to your merchant account immediately. Hold the gold-backed asset, swap to stablecoins, or withdraw.
Why accept Tether Gold payments?
Adding it to your checkout brings dollar-stable revenue without the friction of traditional banking rails.
Largest tokenized gold by market cap
Largest tokenized gold by market cap. XAUT had a market cap of ~$2.6 billion in early 2026, with around 560,000 tokens in circulation on the Ethereum chain, giving it over 50% of the gold-stablecoin market by the beginning of 2026.
Backed 1:1 by physical gold
Each token is tied to one troy ounce of London Good Delivery gold, stored in Swiss vaults. Holders can verify the specific bar serial number, purity, and weight through Tether's transparency portal.
Up ~50% year-over-year in price
XAUT followed gold's price action, hitting an all-time high of around $5,600 on January 29, 2026. On-chain transfer volume grew roughly 40%.
Real institutional adoption
In February 2026, Tether Investments took a $150 million minority stake (~12%) in Gold.com, and Elemental Royalty Corporation became the first to offer shareholders the option to receive dividends in XAUT.
No chargebacks
On-chain transactions are final. There are no fraud reversals, no chargeback fees, and no rising risk score with the payment networks.
Possible XAUT operations
Swap to stablecoins
Convert to USDT or USDC through your dashboard if you want dollar-denominated reserves.
Crypto exchange
Trade for Bitcoin, Ethereum, or any of 85+ supported assets directly from your merchant balance.
Batch payouts
Send gold-backed payments to suppliers, partners, or contractors in bulk.
XAUT payment method
Several ways to integrate this XAUT payment method:
API integration
Plug in token acceptance to your platform via our REST API. Documentation, test mode, and real-time webhooks give your dev team everything they need.
Links
No website needed. Generate a secure link from your dashboard and send it via email, Telegram, or any messaging app.
Payouts
Queue multiple transfers and execute them in a single batch – for high-value B2B settlements, supplier payments, or commodity-backed treasury distributions.
What is a Tether Gold payment?
XAUT is a digital token issued by TG Commodities Limited, a Tether subsidiary, where each unit represents ownership of one troy fine ounce of London Good Delivery gold. The physical metal sits in Swiss vaults under strict custody. Holders can redeem tokens for actual gold bars, subject to verification and minimum thresholds.
The token runs on Ethereum (ERC-20) and Tron (TRC-20), with omnichain versions extending to BNB Chain and TON.
Background on Tether Gold
Launched January 23, 2020, by TG Commodities Limited, a Tether subsidiary.
Each token = 1 troy fine ounce of physical gold meeting the LBMA Good Delivery standard.
Available on Ethereum, Tron, BNB Chain, and TON.
Market cap ~$2.6 billion (January 2026); circulating supply ~560,000 tokens, total value locked – $3.3 billion.
All-time high around $5,600 on January 29, 2026, with 41% growth over the past year.
Largest tokenized gold product in crypto, ahead of PAX Gold.
Wintermute launched institutional OTC trading for XAUT in early 2026.
Key features
Payments in Tether Gold XAUt
When evaluating Tether Gold merchant processors, infrastructure matters. As a Tether Gold payment gateway, 0xProcessing runs its own nodes and monitors the network directly, with no third-party aggregators in between.
High acceptance rate
No geographic restrictions and lightning-fast payment processing.
Reliable security
Modern technical solutions to bypass potential threats and guarantee the reliability of financial transactions.
White label
Customizable white-label payment forms.
Wide selection
Accepts a wide range of payment methods and cryptocurrencies.
Instant withdrawal
Fees are charged only when depositing funds.
Simple API integration
Start receiving payments quickly with a simple API connection.
What our clients say:
“Our store's USDT payment integration was a breeze using 0xProcessing. The assistance was top-notch, and everything went off without a hitch. Our confidence in the safety of our financial dealings has grown.”
Olga M.
E-commerce manager
What our clients say:
“Thanks to our partnership with 0xProcessing, we can now provide our global consumers with rapid, fee-free Ethereum transactions.”
Thomas J.
Operations Manager
What our clients say:
“The USDC solution from 0xProcessing has drastically cut down on our transaction expenses while also streamlining our payment process. Strongly suggested for any company considering accepting cryptocurrency payments.”
Sarah L.
CFO
What our clients say:
“It was a great decision to use 0xProcessing for payment processing in GameFi projects. Both the API's simplicity and the speed with which transactions are processed are noteworthy. Our productivity has skyrocketed thanks to this.”
Alex K.
Game developer
How to accept XAUt payments?
E-commerce and other enterprises may start 0xProcessing with these steps:
1
Sign Up
2
Confirm the information
3
Get onboarding
4
Add the XAUt payment button to your website.
85+ currencies
Accept payments in other cryptocurrencies
Why accept it instead of USDT or USDC?
XAUT gives merchants exposure to gold's price movement without holding physical metal. For businesses serving wealth-management clients, treasury operations, or markets where gold is a primary store of value, the use case differs from a dollar-pegged stablecoin.
Can I redeem the tokens for physical gold?
Yes. Qualified holders can redeem XAUT for delivery of physical gold bars in Switzerland, subject to Tether's verification process and minimum thresholds. Most merchants prefer to swap to stablecoins or withdraw on-chain instead.
How fast are transactions?
Confirmation takes 1–3 minutes on Ethereum and 10–30 seconds on Tron. Both networks settle 24/7, regardless of banking hours.
What networks does 0xProcessing support for XAUT?
Ethereum (ERC-20) and Tron (TRC-20) are the primary networks. Other chains are added as adoption expands.
What other cryptocurrencies can I accept?
0xProcessing supports 85+ cryptocurrencies across 18 blockchains, including BTC, ETH, USDT, USDC, SOL, BNB, and many more.
Experience secure payments with an acceptance rate of up to 99.9%
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