What is USD1 backed by?
U.S. cash, government money market funds, and short-term U.S. Treasury securities. Reserves are held in custody by BitGo Trust Company, a regulated South Dakota custodian; Treasury assets are managed by Fidelity Investments.
USD1 payment gateway
Accept USD1 payments and settle in a fully-backed digital dollar without exposing your business to crypto volatility. As a USD1 payment provider, 0xProcessing delivers fast, secure, and low-fee processing for merchants worldwide.
How does USD1 processing work?
The customer selects USD1
Your client picks the token at checkout.
Window generated
A secure window appears with a unique address and the exact amount.
The customer sends funds
The buyer transfers tokens from any compatible wallet across Ethereum, BNB Chain, Tron, or Solana. Confirmation happens in seconds.
Receive funds instantly
Credited to your merchant account immediately. Hold or withdraw without worrying about price swings.
Why accept USD1 payments?
Adding it to your checkout brings dollar-stable revenue without the friction of traditional banking rails.
Top-5 stablecoin by market cap
The token reached a market cap of $4.39 billion and a 24-hour trading volume of $89.64 million in early 2026. For a stablecoin launched in March-April 2025, that pace of adoption is unmatched.
Fully backed and regulated
Reserves are held in custody by BitGo; Treasury assets are managed by Fidelity.
Settled the largest stablecoin deal in history
A $2 billion investment by Abu Dhabi's MGX into Binance was settled in this token in Q1 2026, putting it at the center of institutional crypto deal flow.
Multi-chain coverage
Available on Ethereum, BNB Chain, Tron, and Solana – customers pay on the network they prefer.
No chargebacks, no volatility
Transactions are final on-chain, and settlement value matches the dollar amount you invoiced.
Possible USD1 operations
Direct withdrawal
Move funds from your balance to your wallet 24/7, with no conversion fees.
Crypto exchange
Swap to BTC, ETH, BNB, or other supported assets directly from your dashboard.
Batch payouts
Send dollar-denominated transfers to suppliers, contractors, or affiliates in one operation.
Treasury management
Hold USD1 as a stable reserve while keeping operational liquidity in your preferred crypto.
USD1 payment method
Several ways to integrate this USD1 payment method:
API integration
Plug stablecoin acceptance into your platform through our API. Test mode and real-time webhooks give full control over the checkout flow.
Links
No website needed. Generate a secure link from your dashboard and send it via email, Telegram, or any messaging app.
Payouts
Queue multiple transfers and execute them in a single batch – ideal for B2B settlements, cross-border invoices, and supplier payouts.
What is a USD1 payment?
USD1 is a U.S. dollar-pegged stablecoin issued by World Liberty Financial (WLFI), launched in April 2025. Each token is redeemable 1:1 for U.S. dollars and backed by cash, money market funds, and short-term Treasury securities held in custody by BitGo Trust Company, with Treasury assets managed by Fidelity Investments.
Smart contracts were audited by PeckShield, while reserves are verified on-chain in real time via Chainlink's Proof of Reserves. Transactions are secured through multi-signature approvals across distributed signers.
Background on USD1
Launched in April 2025 by World Liberty Financial, headquartered in Miami, Florida.
Reached ~$4.5 billion market cap in Q1 2026, making it one of the fastest-growing stablecoins.
Available across Ethereum, BNB Chain, Tron, and Solana for multi-chain usage.
Reserves are held in custody by BitGo Trust Company; Treasury assets are managed by Fidelity Investments.
Used in a $2B MGX–Binance transaction, the largest publicly reported stablecoin deal to date.
Surpassed PayPal’s PYUSD in market capitalization in early 2026.
Positioned as an institutional-facing stablecoin with rapid adoption in large transactions and treasury flows.
Key features
Payments in USD1
When evaluating USD1 merchant processors, infrastructure matters. As a USD1 payment gateway, 0xProcessing runs its own nodes and monitors the network directly – no third-party aggregators.
High acceptance rate
No geographic restrictions and lightning-fast payment processing.
Reliable security
Modern technical solutions to bypass potential threats and guarantee the reliability of financial transactions.
White label
Customizable white-label payment forms.
Wide selection
Accepts a wide range of payment methods and cryptocurrencies.
Instant withdrawal
Fees are charged only when depositing funds.
Simple API integration
Start receiving payments quickly with a simple API connection.
What our clients say:
“Our store's USDT payment integration was a breeze using 0xProcessing. The assistance was top-notch, and everything went off without a hitch. Our confidence in the safety of our financial dealings has grown.”
Olga M.
E-commerce manager
What our clients say:
“Thanks to our partnership with 0xProcessing, we can now provide our global consumers with rapid, fee-free Ethereum transactions.”
Thomas J.
Operations Manager
What our clients say:
“The USDC solution from 0xProcessing has drastically cut down on our transaction expenses while also streamlining our payment process. Strongly suggested for any company considering accepting cryptocurrency payments.”
Sarah L.
CFO
What our clients say:
“It was a great decision to use 0xProcessing for payment processing in GameFi projects. Both the API's simplicity and the speed with which transactions are processed are noteworthy. Our productivity has skyrocketed thanks to this.”
Alex K.
Game developer
How to accept USD1 payments?
E-commerce and other enterprises may start 0xProcessing with these steps:
1
Sign Up
2
Confirm the information
3
Get onboarding
4
Add the USD1 payment button to your website.
85+ currencies
Accept payments in other cryptocurrencies
Why accept it instead of USDT or USDC?
USD1 plays the same role as other major stablecoins but also offers a clean U.S. regulatory framework and rapid institutional adoption. Businesses serving U.S. or U.S.-aligned clients increasingly request it as a settlement option.
How fast are transactions?
Confirmation depends on the network: under a second on Solana, a few seconds on BNB Chain or Tron, and slightly longer on Ethereum. All settled without waiting for banking hours.
Can I withdraw to a bank account?
Yes. USD1 can be redeemed for fiat through compliant off-ramps or held as a digital dollar for ongoing operations. Within 0xProcessing, you can also exchange it for other supported assets directly from your dashboard.
What networks does 0xProcessing support for USD1?
USD1 transactions are processed on Ethereum, BNB Chain, Tron, and Solana. We add new networks as the ecosystem expands.
What other cryptocurrencies can I accept?
0xProcessing supports 85+ cryptocurrencies across 18 blockchains – BTC, ETH, USDT, USDC, SOL, BNB, and many more.
Experience secure payments with an acceptance rate of up to 99,9%
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